This week, millions of American retirees are set to receive a new Social Security payment. The Social Security Administration (SSA) has confirmed the next payday, with September 25 marking the final payment of the month. However, only eligible retirees who meet the SSA’s requirements will receive their payment. If you haven’t gotten your Social Security money yet, here’s what you need to know about eligibility and what to expect for the remainder of September and October.
September Payment
If you’re expecting your Social Security payment on September 25, it’s essential to check if you meet the eligibility requirements. Payments are only sent to retirees who qualify and haven’t already received their September benefits.
Eligibility
To be eligible for the upcoming September 25 payment, you must meet these criteria:
- Born after the 20th of any month
- Not receiving Supplemental Security Income (SSI)
- Not received your first benefit before May 1997
- Still meeting all Social Security rules
If you fit the above conditions, you should see your money by direct deposit or check. While the maximum payment amount is $4,873, most retirees receive around $1,920. Keep in mind, your specific amount will depend on your work history and earnings.
October Payments
October is right around the corner, and there’s a clear payment schedule for Social Security recipients to follow. If you rely on these payments, knowing your paydays will help you better manage your finances.
October 1
For individuals receiving Supplemental Security Income (SSI), the first payment of October will arrive on October 1. This is particularly relevant if you are a retiree also receiving SSI. SSI payments always arrive at the start of the month.
October 3
If you started receiving benefits before May 1997, or if you get both SSI and retirement benefits, your next payment will be on October 3. Those fitting this category will receive their check or direct deposit 48 hours after SSI recipients.
Birthdate-Based Payments
For retirees who don’t fall into the earlier categories, payment dates in October are determined by your birthday:
- Born on the 1st-10th: October 9
- Born on the 11th-20th: October 16
- Born on the 21st-31st: October 23
This system allows the SSA to stagger payments throughout the month, ensuring smooth distribution.
Payment Status Online
If you’re wondering when your exact payday is or have other questions about your Social Security benefits, you can easily check online. The SSA offers a handy tool called my Social Security, where you can view your upcoming payments, past transactions, and other benefit-related details.
How to Set Up
- Go to www.ssa.gov/myaccount to create a my Social Security account if you don’t already have one.
- Verify your identity using personal information.
- Sign in to check your payment schedule and confirm when to expect your money. Payments are based on your birthday and whether you receive SSI, retirement, or other benefits.
- You can also update personal details like your address and direct deposit information, request a replacement Social Security card, or check the status of an application or appeal.
Having a my Social Security account gives you access to essential information, saving you the hassle of waiting on hold to speak with an SSA representative.
If you have any trouble accessing your account, call the SSA at 1-800-772-1213 for assistance, or visit your local office for further help.
It’s important to know your payment dates so you can effectively manage your budget, especially if Social Security makes up a significant portion of your monthly income. Planning ahead with the help of this information can ease some of the stress around receiving your benefits on time.
FAQs
When is the next Social Security payment date?
The next payment is scheduled for September 25.
What is the average monthly Social Security payment?
The average payment is around $1,920 per month.
How can I check my payment schedule online?
Create a my Social Security account at ssa.gov/myaccount to view your schedule.
Can I receive SSI and retirement benefits simultaneously?
Yes, retirees receiving both will get SSI on October 1 and retirement benefits on October 3.
What should I do if I don’t get my payment on time?
Contact the SSA at 1-800-772-1213 or visit your local office for help.