Social Security has announced when retirees and SSDI recipients can expect to receive their benefits. Based on the payment schedule, specific groups of recipients will receive their money on two key dates in September. Here’s everything you need to know to see if you’re eligible for a September payout.
September 18 Payments
On September 18, eligible Social Security retirees and certain SSDI (Social Security Disability Insurance) recipients will receive their payments. So, if you’re expecting a direct deposit or check, it should arrive within 48 hours of that date. But who qualifies for this September 18 payment?
To receive a payment on this date, you need to meet specific criteria:
- Born between the 11th and the 20th of the month: Only individuals whose birthdays fall within this range are eligible for the September 18 payment.
- No Supplemental Security Income (SSI) benefits: If you’re receiving SSI benefits, you won’t qualify for this payout.
- No SSDI or retirement benefits before May 1997: Recipients who started receiving SSDI or retirement benefits before May 1997 will need to wait for their payment, which comes later.
If you meet these requirements, you’re on track to receive your payment on September 18. If you don’t, you may still have another chance.
Average Payment
Let’s look at the typical payment amounts. For retired workers, the average payment is around $1,920, while spouses of retirees receive an average of $909. This means that an eligible retired couple could expect a combined payment of about $2,829.
For SSDI recipients, the numbers are a little different. An SSDI worker receives an average of $1,539, and a spouse receives around $421, leading to a combined payment of approximately $1,960. These numbers offer a rough estimate of what to expect on payday, though individual payments may vary depending on your situation.
| Group | Worker | Spouse | Combined Payment |
|---|---|---|---|
| Retired Workers | $1,920 | $909 | $2,829 |
| SSDI Recipients | $1,539 | $421 | $1,960 |
September 25 Payments
If your birthday falls later in the month, don’t worry; you may qualify for the September 25 payment. This applies to both retirees and SSDI recipients whose birthdays are between the 21st and 31st of the month.
To be eligible, you must have applied for and been approved to receive Social Security payments. If you haven’t already applied or if you’re unsure of your approval status, now is a good time to double-check with the Social Security Administration.
If Your Payment Is Low
If you don’t receive the typical average payment — which is $1,539 for SSDI and $1,920 for retirement benefits — it could be a sign that you’re eligible for additional help. Consider applying for Supplemental Security Income (SSI) or the Supplemental Nutrition Assistance Program (SNAP) if your financial situation warrants it. These programs can provide extra funds, especially if you’re dealing with food insecurity or other financial challenges.
Upcoming Payments
If you’ve been receiving Social Security benefits since before May 1997, you’re on a slightly different payment schedule. Instead of receiving your money in September, your next payment date is October 3, 2024. Mark your calendar for this important date so you don’t miss it.
Boost Your Finances
For those whose Social Security payments are on the lower end, programs like SSI and SNAP can offer a financial boost. SSI helps low-income individuals who are aged, blind, or disabled, while SNAP benefits can help you cover food costs. It’s worth looking into these programs if you’re struggling to make ends meet with your Social Security benefits alone.
Being aware of your payment dates and the average amounts you’re entitled to can help you better manage your finances each month. Whether you’re a retiree or an SSDI recipient, keeping track of these schedules can help you avoid any financial surprises.
For recipients born in the latter part of the month, September 25 will be a critical date, while those who have been receiving benefits for over 25 years will need to wait until October 3. Either way, these Social Security payments can make a significant difference for millions of Americans.
FAQs
When will retirees receive their Social Security payments?
Retirees with birthdays from the 11th to 20th receive payments on September 18.
What is the average SSDI payment?
The average SSDI worker payment is about $1,539.
Can I receive SSI and Social Security benefits simultaneously?
Yes, but you cannot receive both payments on the same day.
When do SSDI recipients with late-month birthdays get paid?
SSDI recipients born from the 21st to 31st receive payments on September 25.
What happens if I started receiving benefits before 1997?
You will receive your next payment on October 3, 2024.
